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Sep 6, 2020
AXA capitalizes on tech to help customers achieve their goals

As the country adapts to the new normal, AXA Philippines, one of the country’s leading insurance providers, has embedded tech processes for their new product, Goal Getter, to provide convenience in achieving one’s goals amid the COVID-19 health crisis and community quarantine. "Technology has helped individuals and businesses alike as the country adapts to the new normal. At AXA Philippines, we continue to shift our efforts and services to a modern platform so people can still build financial plans and secure their future even as we face uncertainties due to the current pandemic,” said AXA Philippines president and CEO Rahul Hora.Goal Getter is an investment and life insurance plan that helps you build your funds so you can achieve financial independence and realize your goals, whether it’s starting a small business, getting a car or condominium, or pursuing a post-graduate degree. It is readily available online so no need to meet with an agent. You can get started right in the comfort and safety of your own home and be on your way to achieving your goals in three easy steps.Through Goal Getter's online service, you can personalize your investment, enter your information, and pay. You can start with an initial payment of as low as Php10,000 and keep adding to it with as little as Php5,000 monthly top-ups.Customers can choose to invest in either the Philippine Wealth Bond Fund or Chinese Tycoon Fund depending on their risk appetite. Goal Getter allows policyholders the freedom to choose how much and how long they want to build their savings fund for their specific life goals.Since AXA Philippines is committed to provide the best protection for its customers and their families, Goal Getter also comes with life insurance coverage. The policyholder’s beneficiaries may receive 125 percent of the total premiums paid or the actual account value, whichever is higher.After months of staying at home, perhaps it is time for you to get back on track of achieving your goals and all it takes is a few clicks.To learn more about AXA Goal Getter, visit https://www.axa.com.ph/goalgetter.

Aug 9, 2020
How basketball helped former PBA star with his financial game plan

Ask retired professional basketball player Vince Hizon what important lessons he learned from basketball and he will tell you that, apart from the obvious, the sport has also taught him essential principles for making important financial decisions.Hizon shared his insights at the webinar of one of the country’s leading insurance providers, AXA Philippines, titled "What’s Your Winning Game Plan for the New Normal?” which tackled ways on how to prepare and cope financially in current times. The virtual event was part of the series of financial literacy webinars mounted by AXA under the “What’s Your Game Plan?” theme that seek to help people prepare for life’s uncertainties by managing their finances and protecting their assets even during these uncertain times.He shared that basketball has taught him that athletes may not be able to achieve anything all alone. They need a coach, a partner, or a team that can help them go further.Hizon also said that throughout the course of his stellar career, he had always been aware of the importance of saving and investing money for the future. In fact, he shared that when he received his first paycheck as a professional athlete, he did not blow his money but put it in the bank instead.Hizon also added that financial planning means you must choose your battles. Lay down your options and choose whether you want short-term or long-term investments.Hizon, who is known for his clutch three-point shooting and his slashing drives to the basket during his playing days, said that dealing with money is like taking your shot – there's a great chance that you would miss it if you don't have you eyes locked on the goal. He said that when you are about to shoot the ball, you must ensure your timing, just like in making decisions with your money.The webinar also featured as resource speaker Aya Laraya, founder of Ronin Group of companies and host of GMA News TV’s Pesos and Sense.To know more about AXA’s insurance products, visit www.axa.com.ph. For more updates and future webinars, follow AXA Philippines on Facebook.

Aug 4, 2020
Keeping the family team spirit alive in the new normal

One silver lining of the pandemic is the newfound closeness of many families who now enjoy a lot of time being together. The team spirit is strong during the lockdown as the crisis saw family members looking after one another’s safety and spending more time under one roof. As the country adapts to the new normal, AXA Philippines, the official insurance partner of the NBA in the Philippines, shares a game plan to maintain the closeness of your family—your no. 1 team—with or without a lockdown situation.Schedule meals together at least once a week. Dining together allows the family to share their stories, thoughts, and even problems, with each other. Now that the lockdown has been eased and some are back to work at the office, continue to find time to bond and schedule meals as a family at least once or twice a week. Regularly eating meals together fosters a closer, more positive dynamic at home.Protect each other through life’s ups and downs. Protecting one another is one of the greatest acts of love you can show your family. Helping them become financially secure is also one of the best ways to protect them. A good way to start is to have an insurance-investment plan that helps your family to continue living well in case of an untimely event. AXA Philippines’ Asset Master is a good example of an insurance product that allows you to diversify your investment, plan your estate, and protect your business. Practice healthy habits together. Following a healthier lifestyle is easier and more fun when done with the company of people. As a bonding activity, schedule at least 30 to 60 minutes of workout sessions at least once a week with your family. Try running or playing sports together and then continue your health and wellness session by preparing nutritious meals together.Be ‘together/apart’ with family living elsewhere. It’s unfortunate that we cannot visit our relatives’ homes as freely as we used to, but we still can bond with them just the same. Continue to spend fun times together by allotting your weekends for game or face-time night. Board game classics such as Scrabble, Twister, and chess are among several activities that have online counterparts that you can play with other people remotely.Through life’s ups and downs, family will always remain constant, the team you can always count on. Protect and treasure each other by following these tips suggested by AXA. To know more about Asset Master, talk to a financial advisor or visit www.axa.com.ph.AXA empowers people to live better lives by encouraging them to have a game plan, whether it’s in sports or in the hard court that is life.

Aug 4, 2020
Smart financial choices for millennials

One of the positive things that the lockdown has given us collectively is more time to think. People are spending a good amount of time thinking about the future, including long-term financial goals. The outbreak of the COVID-19 virus and the resulting economic downturn may have drastically changed everything, forcing people to take a more serious look at their finances and consider making some adjustments.Millennials are especially affected because they at the point of their lives where they start thinking and making some of the biggest decisions in life, like getting married, buying a place of their own, having kids, and needing to be more responsible with their finances.To get started on building your financial resources, AXA Philippines, one of the country’s leading insurance providers, shares investment tips to help you accomplish your life goals:Put together an emergency fund. Ideally, you should set aside at least three months’ worth of salary so you have money on hand for emergency situations. To build your emergency fund, consider your financial responsibilities, your current work situation, and an amount that you’re comfortable putting away for emergencies.Don’t procrastinate. Many of you may be postponing investing your money, thinking you have all the time in the world to do it later or that you don’t have the budget for it. However, when it comes to investing, it’s best to just get started. The sooner you start, the sooner you can reap the benefits of your investment.Invest towards your goals. Whether you’re wanting to get your first car, working towards a new educational degree, or saving up for the down payment for a condo, you should invest with your goals in mind. AXA Philippines can help make it happen with Goal Getter, a single-pay variable life insurance plan where your premium, less insurance coverage-related fees, is invested in your choice of investment funds. AXA Goal Getter allows you to build towards your goal with only Php10,000 as an initial investment and as little as Php5,000 in monthly top-ups.Diversify your investments. They say you shouldn’t place all your eggs in one basket. This is also applicable to investing. Secure your funds by diversifying them or spreading them around in more than one investment option. That way, you may minimize losses when the market drops.Spend wisely. Before making big-ticket purchases, think long and hard if you really need it. Otherwise, set aside the money for your savings or retirement fund. Remember that even a little savings can go a long way.Many millennials have hesitations when it comes to investing, but the key is to just begin and make smart choices so that have funds to fall back on in the future and during uncertain times. To know more about AXA’s Goal Getter, visit www.axa.com.ph or talk to a financial partner via the landline +632 8 5815-292.

Jul 8, 2020
Six car tips to remember during the crisis

Now that the lockdown is gradually being lifted across the country, the time to start driving and hitting the road for work or important errands are at hand. While everyone is concerned about health and safety, it’s equally crucial to pay attention to your car's condition before heading out and to keep in mind quarantine protocols in different cities to avoid the inconvenience of being refused entry or worse, being accosted by authorities.AXA Philippines, one of the country’s leading insurance providers, offers helpful car maintenance and safety reminders amid the pandemic.Check your car. A dormant car can collect dust in parts like the suspension, brakes, and air filter. The tires may also deflate and degrade. Not using your car over time may also result in problems like battery corrosion. To prevent this, disconnect the battery or turn the engine on occasionally. If you haven't driven your car in the past few months due to the community quarantine, make sure to check it first before driving it around again.Sanitize your car. Some experts say that the COVID-19 virus may linger on surfaces so to be on the safe side, it may be best to disinfect the inside and outside of your car. You can use isopropyl alcohol or disinfecting wipes to clean high-touch surfaces, including but not limited to the steering wheel, center console, and door handles. Do this after a drive.Have your documents ready. As part of the community quarantine, authorities have set up several checkpoints across different cities and provinces. Law enforcers require you to present quarantine and travel passes and proof of identity before you'll be allowed to continue to your destination. Employees are required to present company ID and certificate of employment. To prevent any trouble and avoid wasting time, it would be best to prepare all needed documents in a single envelope to take with you every time you go out.Check passenger regulations. Social distancing is one of the most effective ways to prevent the spread of COVID-19 and some cities may control the number of passengers per car. In case you are in a car with someone else, make sure that you are at least a seat apart from each other.Drive safely. Ensure that you observe the speed limit and other traffic rules. Aside from driving safely, it is vital that you have access to an emergency line at all times, especially when you’re on the road. In case you have car trouble or an emergency needing police, ambulance or fire assistance, AXA Rescue Line can give you 24/7 free and easy access to emergency and roadside services. Rescue Line is available to all with the Emma by AXA app, which you can download for free on the Google Play or App Store.Make sure your car is insured. A lot of unexpected things can happen on the road. That is why good car insurance policy is a must. AXA's Car Insurance Online can protect you and your car with customizable coverage for loss or damage, third-person liability, and natural calamities. Policyholders also have access to 24/7 emergency roadside assistance. The plan even allows for hassle-free filing of claims, which can be done straight from your mobile phone.Follow these tips and consider availing of AXA's Car Insurance Online and Rescue Line so you can drive confidently to your destination. To know more about these AXA products, visit https://www.axa.com.ph.

Jun 7, 2020
Plan for goals during quarantine with AXA Goal Getter

AXA Philippines, one of the country’s leading insurance providers, introduces Goal Getter—a life insurance and investment plan in one that helps you reach your goals.If the current situation has strengthened your resolve to accomplish your life goals and save up for them, then it’s a good idea to check out Goal Getter. Build your funds so you can achieve financial independence and realize your goals, whether it’s starting a small business, getting a car or condominium, or pursuing a post-graduate degree.Goal Getter is an investment and life insurance plan that is available online where you can start with an initial payment of as low as Php10,000. You can keep adding to it with as little as Php5,000 monthly top-ups.And because it is available online, you can get started right in the comfort of your own home – no need to head out and meet with an agent."Even as we face an uncertain future due to COVID-19, Goal Getter provides an opportunity for people to build a financial plan that can support them as they strive to achieve their goals,” said AXA Philippines president and CEO Rahul Hora.Customers can choose to invest in either the Philippine Wealth Bond Fund or Chinese Tycoon Fund depending on their risk appetite. Goal Getter allows policyholders the freedom to choose how much and how long they want to build their savings fund for their specific life goals.Since AXA Philippines is committed to provide the best protection for its customers and their families, Goal Getter comes with life insurance coverage. The policyholder’s beneficiaries may receive 125 percent of the total premiums paid or the actual account value, whichever is higher.Even in times of uncertainty, AXA Goal Getter is supporting those who wish to achieve their goals.To learn more about AXA Goal Getter, visit https://www.axa.com.ph/goalgetter.

Mar 4, 2020
You’re never too young for health insurance (and it’s not as expensive as you think)

In a world of many uncertainties — natural disasters, disease outbreaks, and having to deal with serious ailments at a young age — it is becoming important for young Filipinos to give priority to their health and well-being.Even if they do not get sick, young professionals often bear the burden of the medical expenses of a sick family member. But results of the 2017 Bangko Sentral Financial Survey showed that a high 82 percent of adult Filipinos did not have health insurance coverage because they did not think they could afford it.To address this concern, AXA has introduced a new product to help young people get the health insurance they need at rates they can afford.  Health Start provides affordable coverage for the top three critical illnesses which are cancer, heart attack, and stroke, not just for the principal policyholder but for also for another family member.For a minimum monthly payment of as low as P1,500 for Health Start (individual coverage) or P1,950 for Health Start Family to cover oneself and a family member, customers get coverage for the top major critical conditions,  and some of their early stage conditions up to age 100.AXA Philippines president and chief executive officer Rahul Hora thinks the product is well within the reach of yuppies. “If they can spend for a venti-sized coffee daily or buy newly released gadgets, paying for health insurance should be something they can also easily do, if they put it on their list of priorities. Now more than ever, getting a health plan to secure oneself from the financial blows brought about by critical illnesses  should be a top priority,” he says. “Young people should be ready for unforeseen circumstances, especially because the cost of treatments can be a major financial burden.”Health Start Family has built-in coverage for a parent, sibling, or another immediate family member because getting sick is a family problem. It also offers life insurance so the family is provided for in case of the policy holder’s untimely demise. Standard premiums paid will also be returned by the age of 75, while the remainder will continue to provide coverage for illnesses or death until age 100.Health Start and Health Start Family also offers child coverage, with P200,000 benefit for covered child conditions.  This is on top of the plan’s overall insurance sum.AXA Health Start offers insurance coverage for life-threatening illnesses at an affordable price.  To know more about this product, talk to an AXA agent today or visit www.axa.com.ph/healthstart.

Jan 15, 2020
AXA Philippines promotes financial literacy with DepEd partnership

Photo shows (L-R) DepEd chief of school governance and operations division Virgilio A. Santos, chief of curriculum implementation division Aida H. Rondilla, schools division superintendent Jenilyn Rose B. Corpuz, AXA Philippines chief human resources officer Jaspreet Kakar, Metrobank Foundation education unit head Joyce Dyan A. Tee, and corporate social responsibility head Eliza Delos SantosAXA Philippines, one of the leading insurance providers in the country, together with Metrobank Foundation, has partnered with the Department of Education (DepEd) Manila to offer financial literacy programs for teachers and a saving plan for grade 6 students in six schools.The partnership will benefit the following schools: Licerio Geronimo Elementary School, Melchora Aquino Elementary School, Geronimo Santiago Elementary School, Moises Salvador Elementary School, CENTEX Elementary School, and Gen. Miguel Malvar Elementary School. “Through this partnership, AXA aims to start a ripple effect that strengthens financial inclusion in the country, by doing its part in spreading financial literacy and security through education,” said Jaspreet Kakar, AXA Philippines chief human resources officer. “Our purpose is to become a partner in the life of our customers, and communities at large. Through this program, teachers and students will learn financial skills that they can apply not just in their daily lives but can also use to uplift others within these communities.”“This partnership is significant because we cannot teach everything inside the classroom,” added Jenilyn Rose B. Corpuz, DepEd Manila schools division superintendent. “This is an immersion with our stakeholders. With this, there is a life-long learning for both teachers and students which are not found in the books they are using. The students will see what is already happening in the real world which can give them a better preparation.”Metrobank Foundation will provide logistical and administrative preparation support.

May 29, 2019
AXA PH outperforms peers among top 5 life insurers in 2018

AXA’s bancassurance sales bounces back to number 1 with P20.9 billion in total premium incomeAXA’s agency sales, meanwhile, registered the highest TPI growth at 23%AXA retained its standing as one of the leading insurance companies in the PhilippinesAXA Philippines, one of the leading insurers in the country, displayed robust growth in 2018 – outperforming its peers among the top five players in the industry; and registering faster growth in key contributors to total premium income (TPI) versus industry, according to the 2018 rankings released by the Insurance Commission recently.The top five life insurance companies in the country – including AXA Philippines – through their consolidated performance across various entities contributed 57% of the TPI generated by the industry in 2018.AXA’s bancassurance sales bounced back to number 1, dominating the industry with P20.9 billion in TPI, growing 9% in the past year.AXA’s agency sales, meanwhile, registered the highest TPI growth at 23%, for the second year in a row, making it the fastest-growing agency among its closest competitors. As a result, AXA retained its standing as one of the leading insurance companies in the country.“Our remarkable growth and sustained market leadership in key segments inspire us to deliver better products and services for our customers,” said AXA Philippines president and CEO Rahul Hora. “These rankings affirm that we are taking the right direction in leveraging on technology to make insurance more accessible to more people, and focusing on delivering products based on what our customers need,” he added.AXA attributes its remarkable 2018 accomplishment to the consistent performance of its distribution channels, both bancassurance and agency sales, which received a boost in the opening of seven new agency branches in strategic locations in La Union, Greenhills, Fairview, Vigan, Daet, Malolos and Marikina, bringing its agency network to over 40 branches, housing more than 5,000 exclusive agents. For bancassurance, AXA’s Advisory Corners can now be seen in all 707 Metrobank and 250 PSBank branches nationwide with a little over 1,000 financial executives.AXA also fortified its health portfolio with best-in-class add-on services such as a teleconsultation feature for new and existing health plan customers, giving them access to doctor consultations via phone anytime, anywhere. More reinforcements to its health portfolio are expected in the near future. AXA in 2018 also unveiled its new and improved proposition: that with the full integration of its general insurance arm Charter Ping An, AXA has become a one-stop insurance shop for its clients, offering not just life insurance, health plans, and savings & investments products, but also general insurance products like car and home insurance.In October, the AXA Service Center opened in Wellington, Binondo—the first branch that can manage both life and general insurance policy transactions under one roof.AXA also launched its newest product offering: Asset Master, which allows investors to build a lasting financial legacy for their loved ones by accessing a wide range of investment opportunities in different markets across the globe. Staying firm in its commitment towards innovation to better serve its customers, AXA launched the e-Policy, an electronic policy feature that allows clients to access a copy of their insurance policies anytime and anywhere online on any device via MyAXA App.           

Feb 14, 2019
AXA GROUP CHAIRMAN AND ASIA CEO OUTLINE GROWTH STRATEGY IN VISIT TO MANILA

·    Denis Duverne, Chairman of the Board of AXA Group, and Gordon Watson, AXA Asia CEO, underscore AXA’s leadership position globally, serving 105 million customers in 62 countries with €99B revenue and €6B earnings.·   They outline growth strategy, by continuing to diversify AXA’s geographical footprint and business mix, while accelerating innovation and developing new partnerships.AXA Group chairman Denis Duverne and Asia CEO Gordon Watson flew to Manila for a fruitful two-day visit, wherein they reported on the key strategies AXA has taken to maintain its leadership position in the global insurance market. At the same time, they also provided a rundown of their growth strategy and strategic direction going forward. Beyond Europe, AXA continues its global expansion and has identified Asia as one of the growth drivers, along with the growth of health and commercial Business.AXA, leading global insurer “AXA once again maintained its enviable position as the global leader in insurance, serving 105 million customers worldwide with a presence in 62 countries," said Duverne. "In 2017, AXA delivered an excellent performance: €99B revenue and €6B earnings. AXA is also looking ahead in continuing to diversify its geographical footprint and business mix outside Europe." For 10 consecutive years now, AXA has been named by Interbrand as the #1 global insurance brand (2009-2018). In April 2017, AXA was named as the leading insurance company in terms of climate risk management, a reflection of the Group’s belief in the positive role insurance can play in society, a significant part of its vision of empowering people to live better lives. Moreover, the growth outlook and development prospects of the insurance industry in Asia, versus other parts of the world, remain positive.  AXA looks forward to an exciting multi-year partnership with  English Premier League legends Liverpool Football Club (“Liverpool FC”) as they become the club’s Official Global Insurance Partner.Building on their shared values, AXA and Liverpool FC will create innovative experiences for clients, partners and fans in Asia, as well as making meaningful contributions to the local communities in which they both operate. Working closely with Liverpool FC’s players, manager, coaches and health professionals, AXA will also create unique and relevant content that will help support the shared goal of promoting a healthy lifestyle, delivering on the AXA brand purpose of empowering people to live a better life.Asia as growth segmentFor his part, Watson explained their growth strategy for the Asia region, a market that is seen to further expand and develop. “We aim to further improve our operational efficiency and perform well even in a potential low interest rate environment,” says Watson. With this, AXA has identified the Asia region as one of its key growth drivers, fueled by the rise of the health and commercial business. To ride on the crest of this unprecedented growth in the region, AXA is developing infrastructure in Singapore, Hong Kong and Shanghai.Concurrently, AXA is also accelerating the transformation of its operations by utilizing innovation and developing new partnerships to serve customers even better. This comes on the back of new digital trends sweeping the insurance industry in the region today. Additionally, AXA Philippines remains to be a formidable presence in Asia, hence the choice of the Philippines as location of one of two Shared Service Centers in Asia.Philippines is ready to address opportunities for growth in the local insurance market"As of the end of November 2018, versus our 2017 performance, our life business grew by 16% in terms of annual premium equivalent (APE) and hit a 17% increase in total premium income (TPI),” shared AXA Philippines president and CEO Rahul Hora. “This was driven in part by the stellar performance of agency business which surged by 34%, prompting the growth in sales, reaching a record breaking 4,987 agents.”Specifically, the protection and health category contributed 15% to this growth with both agency and bancassurance new business soaring by more than 40% –  which aligns with AXA’s 2019 thrust on health. GI business also grew by 1% in gross written premium (GWP).The solid partnership between AXA and the Metrobank Group continues to allow AXA Philippines to build a strong presence in this high-growth market, creating new opportunities for further growth, while providing the local insurance sector with a wider range of offerings.With the acquisition of Charter Ping An, AXA Philippines is poised for exponential growth as it takes advantage of its status as the only leading financial service company to provide a full suite of both life and non-life products that can help protect all that is valuable to its customers — their family, home, business, lifestyle — empowering them to live the life they choose.

Nov 8, 2018
AXA named number 1 insurance brand worldwide for the 10th consecutive year

AXA, global leader in insurance, has been hailed as the top insurance brand worldwide for the tenth year in a row by global brand consultancy firm Interbrand.The Best Global Brands ranking confirms AXA’s strong ongoing reputation and value: 47th overall best global brand, first-ranked insurance brand for the 10th consecutive year, and the 6th best brand across all financial services, with a brand value over USD 11 million.According to Interbrand, ‘‘AXA Group is committed to creating value while earning the confidence of its customers every day through innovation and engagement with the world - faithful to the original ambition that led it to become the world’s leading insurance brand.”“It is an honor to be recognized for our steadfast commitment to putting our clients first, and our passion to do what it takes to be a truly customer-centric organization,” says AXA Philippines President & CEO Rahul Hora. “This recognition from Interbrand further validates AXA’s intent to focus on our customers’ needs and become real partners to help empower them to live the life they choose.”The recognition comes at the heels of AXA Group’s announcement of its momentous multi-year partnership with English Premier League legends Liverpool Football Club (“Liverpool FC”), becoming the club’s Official Global Insurance Partner.“I am delighted to announce this long-term partnership with Liverpool FC, which comes at a particularly exciting moment for AXA as the Best Global Brand ranking, announced by Interbrand today, recognized AXA as the #1 insurance brand for the 10th year in a row. Like us, Liverpool are leaders in their field, renowned for their long and proud history, strong sense of community and relentless pursuit of excellence. We therefore look forward towards achieving shared successes, both on and off the field, as we continue to ensure our customers will ‘never walk alone’”, said Thomas Buberl, Chief Executive Officer of AXA. “Liverpool FC is one of the most illustrious names in the world of sport, with a huge and fiercely loyal following across Asia. Not only will this partnership create new opportunities for our customers, agents, employees and members of our local communities to interact with players from both the men’s and women’s teams, but it will also allow us to leverage the expertise of Liverpool FC’s world-class professional health experts and academy coaches to provide unique, money-can’t buy experiences”, added Gordon Watson, CEO of AXA in Asia.In the Philippines, AXA—a joint venture between the Metrobank Group and the AXA Group—is one of the leading insurance companies, with P26.4 billion in total premium income reported in 2017, and over one million customers protected under various individual and group life insurance products, as well as general insurance products through its subsidiary Charter Ping An.

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